Nowadays, it is not uncommon to receive text messages, calls, etc from digital lending companies popularly ascribed the name “loan apps” requesting third parties to pay or inform a defaulter of his loan obligations. These digital loan companies often resort to unprofessional and crude methods such as harassment, cyberbullying, death threats, breach of data privacy rights, etc to recover outstanding loans from defaulters.

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Written by Muhiz Babatunde Adisa, Chiamaka Daniella Ogbonnaya and Jerry-Joe Tobechukwu Monye  for The Trusted Advisors

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